The open banking movement is inspiring consumers to ask who owns their banking data

If you've used Venmo, Coinbase or Robinhood, then you've used Plaid, whose software links users' bank accounts to these apps. Investors include the venture capital arms of Goldman Sachs and Google parent Alphabet. Plaid's mission is to help consumers own their banking data by being able to more easily see their complete financial picture. This goal is part of an "open banking" movement, sweeping across the fintech industry.