While the U.S. gave Huawei a 90-day reprieve, allowing American businesses to keep selling specific products to the Chinese firm, it also added more affiliates of the...Technologyread more
United States Steel Corp will temporarily lay off hundreds of workers at its Great Lakes facility in Michigan in coming weeks, according to a filing the steelmaker made with...US Marketsread more
Home Depot's CEO said the retailer cut its outlook partly due to "the potential impacts to the U.S. consumer arising from recently announced tariffs."Retailread more
The report comes as Trump in recent days has lashed out over media reports about growing recession fears.Politicsread more
The attacks come after state and local ransomware attacks in New York, Louisiana, Maryland and Florida resulted in the loss of significant sums.Technologyread more
GE kicks off a new week after some crazy moves. Two traders urge caution.Trading Nationread more
Porsche and Apple believe music streaming is the next advancement for in-car entertainment. The luxury automaker and tech giant are teaming up to allow drivers of the all-new,...US: Consumer Servicesread more
J.P. Morgan advised clients in a note early Tuesday that it was time to buy shares of Beyond Meat again.Marketsread more
U.K. Prime Minister Boris Johnson told the EU that a Brexit deal can still be approved by U.K. lawmakers if Brussels agrees to scrapping the contentious Irish "backstop."read more
Baidu posted better-than-expected earnings for the June quarter, swinging back to profit and managing to stabilize its core ad business.Technologyread more
An exchange-traded fund based in mortgage-backed securities may provide just the kind of stable income investors need in this market, says ETF.com's Dave Nadig.ETF Edgeread more
Do you tip the garbage collectors at the holidays? How much should you give your doorman as the year comes to a close?
Year-end tips have become a common practice. About 60 percent of Americans tipped one or more service providers last year, according to a Consumer Reports survey of 2,013 adults conducted earlier this year. They shelled out an average of $45 in tips, the majority of which were in cash, the survey found. Tipping tallies tended to be higher in larger cities.
Yet it's not always clear if you should tip a service provider for the holidays — and if so, how much.
"The best way to gauge to whom you should give tips is to look at those individuals who have helped you throughout the year," said etiquette expert Elaine Swann. "Individuals who helped to make your life easy, assisted you in some shape or fashion."
The first thing is take a look at your budget, which will help determine how many people you can afford to give to, said Lizzie Post, co-president of the Emily Post Institute. (See guidelines below for typical tips by provider.)
"It is about prioritizing your list," she said. "You've got to know what you are able to do. This isn't meant to stress you out and make you feel horrible and guilty. It's really meant to be an opportunity."
Don't just hand over a few bills. That can make things awkward, Swann said.
"Be sure that you present it well, whether it is in an envelope with a thank you and a smile on it, or a card," she said.
While cash tends to be preferred by those on the receiving end, gift cards and presents are also option.
If you are strapped for cash, try to do something, whether it is baking cookies or simply giving a card to express your gratitude. It's really true what they say — it's the thought that counts.
"You may have little on hand in terms of cash but maybe you have skills or supplies that will allow you to make something," Post said.
(It's also worth pointing out that some workers cannot accept cash gifts. Check company policy first. For example, U.S. postal workers are not allowed to accept money or gift cards, only presents worth no more than $20. Nursing home employees and home health workers may not be able to accept cash, either.)
Here are some guidelines for who to tip and how much, thanks to the etiquette experts at The Emily Post Institute.
Whether you have live-in help, a regular babysitter or use daycare, you should say thanks to those who care for your kids. In addition to any monetary bonus, a gift from your child is always appreciated.
Some pros say tip up to the cost of one visit. But that makes a lot more sense for those who have regular, fairly inexpensive cuts with a barber than those who shell out several hundred dollars per visit at a salon for a cut, color and highlight. In the latter case, a tip could be somewhere in the ballpark of $10 to $60, or a gift.
They take care of your building, fix problems, open doors and receive your packages. So it would be a good idea to acknowledge their hard work throughout the year.
If your garbage is collected by your municipality, check your town or city regulations to see if cash is allowed. If not, give a gift.
If someone cleans your house only once or twice a month, consider tipping them about half the amount of one service. So, if you pay your cleaner $100 to come once a month, think about $50 to $100 as a holiday thank you.
Don't forget about the people who take care of your dog and other pets while you're at work or away from home. If you regularly see a groomer, think about tipping that pro, too.
They help you get fit, healthy and relaxed — so consider a bonus or gift to your personal trainer or regular massage therapist.
Digital readership may be climbing, but many people still like to have a newspaper to hold in their hands. If you have yours delivered to your home, consider a small gratuity to the person who helps you enjoy that Sunday morning paper with your coffee.
More from Personal Finance:
7 holiday shopping hacks that will save you big this season
Secret Santa: Many people don't know what their spouse spends on holiday shopping
Millennials, you can win the holidays without going broke