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Credit Cards

Here are the best limited-time credit card promotions of December 2022

Money-saving promotions offered by Amex, Bank of America, Capital One, Chase, Citi and Discover.

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Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

In addition to special welcome bonuses, credit card issuers frequently run amplified rewards rates and new promotions that allow cardholders to maximize benefits — but only for a limited time. These offers can allow you to more rewards than you'd typically earn on a purchase or take advantage of new money-saving perks.

With thousands of credit cards available, it can be hard to keep track of all these promotions, especially if you have multiple credit cards.

Select tracked down the best limited-time promotions currently offered.

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Best credit card bonus offers and limited-time promotions

American Express offers and promotions

  • Exclusive limited-time discounts at dining, retail and travel merchants with Amex Offers. Current Amex Offers include discounts with JetBlue, Delta, Marriott Bonvoy, Best Buy and GoPuff. You have to opt-in to take advantage of the offers.
  • Check out Amex refer-a-friend offers where you can earn bonus points, miles or cash back for referring a friend to an American Express card.
  • Get access to exclusive entertainment events, ticket presales and preferred seating for concerts, sporting events and more in select cities.
  • The majority of Amex cards offer a complimentary ShopRunner membership for free two-day shipping and free returns at over 100 stores. 

Eligible Amex cards

Blue Cash Everyday® Card from American Express

On the American Express secure site
  • Rewards

    3% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 3% cash back at U.S. gas stations, (up to $6,000 per year, then 1%), 3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

  • Welcome bonus

    Earn up to $250 - Here's How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.

  • Annual fee

    $0

  • Intro APR

    0% for 15 months on purchases and balance transfers, from the date of account opening

  • Regular APR

    17.74%-28.74% variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    2.7%

  • Credit needed

    Excellent/Good

See rates and fees, terms apply.

Bank of America offers and promotions

  • Exclusive discounts at dining, retail and travel merchants with BankAmericard Deals. You have to opt-in to take advantage of the offers.
  • Complimentary museum admission during the first full weekend of every month at participating museums, such as The Museum of Modern Art in New York and The Andy Warhol Museum in Pittsburgh.

Eligible Bank of America cards

Chase offers and promotions

Eligible Chase cards

Chase Sapphire Preferred® Card

On Chase’s secure site
  • Rewards

    $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, and 1X points on all other purchases

  • Welcome bonus

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

  • Annual fee

    $95

  • Intro APR

    None

  • Regular APR

    18.99% - 25.99% variable on purchases and balance transfers

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

 

Citi offers and promotions

  • Exclusive discounts at dining, retail and travel merchants with Citi Merchant Offers. You have to opt-in to take advantage of the offers.
  • Get access to exclusive entertainment events, ticket presales and preferred seating for concerts, sporting events, and more in select cities with Citi Entertainment.

Eligible Citi cards

Citi® Double Cash Card

On Citi's secure site
  • Rewards

    2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill

  • Welcome bonus

    None

  • Annual fee

    $0

  • Intro APR

    0% for the first 18 months on balance transfers; N/A for purchases

  • Regular APR

    17.74% - 27.74% variable

  • Balance transfer fee

    For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies

  • Foreign transaction fee

    3%

  • Credit needed

    Good/Excellent

Terms apply.

Discover offers and promotions

Eligible Discover cards

Discover it® Cash Back

On Discover's secure site
  • Rewards

    Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

  • Welcome bonus

    Discover will match all the cash back you've earned at the end of your first year.

  • Annual fee

    $0

  • Intro APR

    0% for 15 months on purchases

  • Regular APR

    15.74% to 26.74% Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

  • Credit needed

    Good / Excellent

*See rates and fees, terms apply.

 

Capital One offers and promotions

Eligible Capital One cards

Capital One Quicksilver Cash Rewards Credit Card

On Capital One's secure site
  • Rewards

    Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024, 1.5% cash back on every purchase

  • Welcome bonus

    Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Annual fee

    $0

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Regular APR

    17.99% - 27.99% variable

  • Balance transfer fee

    3% fee on the amounts transferred within the first 15 months

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

Capital One Venture Rewards Credit Card

On Capital One's secure site
  • Rewards

    5X miles on hotel and rental cars booked through Capital One Travel, 2X miles per dollar on every other purchase

  • Welcome bonus

    Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening

  • Annual fee

    $95

  • Intro APR

    N/A for purchases and balance transfers

  • Regular APR

    18.99% - 26.99% variable

  • Balance transfer fee

    0% at the regular transfer APR

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

 

Capital One VentureOne Rewards Credit Card

On Capital One's secure site
  • Rewards

    5X miles on hotel and rental cars booked through Capital One Travel, 1.25X miles per dollar on every purchase

  • Welcome bonus

    20,000 bonus miles once you spend $500 on purchases within 3 months from account opening

  • Annual fee

    $0

  • Intro APR

    0% APR for 15 months on purchases and balance transfers

  • Regular APR

    17.99% - 27.99% variable

  • Balance transfer fee

    3% fee on the amounts transferred within the first 15 months

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

 

Capital One Venture X Rewards Credit Card

On Capital One's secure site
  • Rewards

    10X miles on hotels and rental cars, 5X miles on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases

  • Welcome bonus

    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

  • Annual fee

    $395

  • Intro APR

    None

  • Regular APR

    19.99% - 26.99% variable APR

  • Balance transfer fee

    0% at the regular transfer APR

  • Foreign transaction fees

    None

  • Credit needed

    Excellent

Terms apply.

Capital One Savor Cash Rewards Credit Card

Information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
  • Rewards

    4% cash back on dining and entertainment, 4% on eligible streaming services, 3% at grocery stores and 1% on all other purchases

  • Welcome bonus

    Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening

  • Annual fee

    $95

  • Intro APR

    None

  • Regular APR

    18.99% - 26.99% variable

  • Balance transfer fee

    3% for promotional APR offers; none for balances transferred at regular APR

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

 

Capital One SavorOne Cash Rewards Credit Card

On Capital One's secure site
  • Rewards

    Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024, 8% cash back on Capital One Entertainment purchases, 3% cash back on dining and entertainment, 3% on eligible streaming services, 3% at grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases

  • Welcome bonus

    Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Annual fee

    $0

  • Intro APR

    0% intro APR on purchases and balance transfers for 15 months

  • Regular APR

    17.99% - 27.99% variable 

  • Balance transfer fee

    3% fee on the amounts transferred within the first 15 months

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

Terms apply.

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For rates and fees of the Blue Cash Everyday® Card from American Express, click here.

For rates and fees of the Blue Cash Preferred® Card from American Express, click here.

For rates and fees of the The Amex EveryDay® Credit Card from American Express, click here.

For rates and fees of the The Amex EveryDay® Preferred Credit Card from American Express, click here.

For rates and fees of the American Express® Green Card, click here.

For rates and fees of the American Express® Gold Card, click here.

For rates and fees of The Platinum Card® from American Express, click here.

For rates and fees of The Business Platinum Card® from American Express, click here.

For rates and fees of the Discover it® Cash Back, click here.

For rates and fees of the Discover it® Student Cash Back, click here.

For rates and fees of the Discover it® Balance Transfer, click here.

Information about the Bank of America cards, American Express® Green Card, Amex EveryDay® Credit Card, The Amex EveryDay® Preferred Credit Card from American Express, and Capital One Savor Cash Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuers of the cards prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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