The offer mentioned below for the Capital One Venture X Rewards Credit Card is no longer available.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
The Capital One Venture X Rewards Credit Card is currently offering a huge welcome bonus, but only until Jan. 5, 2026. It's the last chance for interested applicants to apply and (pending approval) earn 100,000 bonus miles after spending $10,000 within the first six months of account opening.
While the Venture X is considered a premium credit card, the $395 annual fee is much more affordable than what you'd pay for other luxury travel cards. If you're eyeing a premium credit card to kick off 2026, now is a great time to apply for the Venture X before the bonus goes away.
Is the Capital One Venture X 100K bonus worth it?
The Capital One Venture X typically features a 75,000-mile welcome bonus for new cardmembers, making its 100,000-mile bonus significantly elevated.
You can easily redeem Capital One miles for at least 1 cent each toward travel, making the Capital One Venture X's 100,000-mile bonus worth at least $1,000 in travel. The miles you earn can also be redeemed with Capital One's travel partners. This unlocks rewards transfer opportunities with airline and hotel partners and potentially increases the value you receive.
While the Venture X does come with a $395 annual fee, it can be easily offset by the card's benefits. The card features a $300 annual credit for bookings through Capital One Travel, and you'll receive 10,000 bonus miles each card anniversary (worth at least $100 in travel). With just those two perks, you're already in the positive; that's not even factoring in the large welcome offer, additional statement credits and 2X miles on every purchase.
Additional premium cards to consider
While the Venture X offers a number of solid travel benefits on top of its current welcome bonus, there are some areas where the Chase Sapphire Reserve® (see rates and fees) or the American Express Platinum Card® could be more valuable. We outline those below:
The Chase Sapphire Reserve® is a standout premium credit card with luxury perks including, hotel credits, complimentary hotel elite status, travel credits, dining credits, rideshare and delivery benefits and much more.
- Access Priority Pass lounges, including unlimited access to Chase Sapphire Lounge® by The Club locations.
- Up to $300 in annual travel credit each account anniversary year
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Top-tier travel and shopping protections
- High annual fee
- Requires a high credit score
- Complicated list of benefits
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
- Not as rewarding for purchases as other lower-fee travel cards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants in select cities through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
- $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM late check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
Lounge access
Venture X cardholders receive complimentary airport lounge access, but starting Feb. 1, 2026, you'll have to pay extra for guests. You can unlock the complimentary guest access for Capital One Lounges (two guests) and Capital One Landing locations (one guest) after spending $75,000 on your card in a calendar year. However, even then, you'll have to pay a per visit fee to bring anyone along to a participating Priority Pass™ airport lounge.
With the American Express Platinum, up to two guests can join you at participating Priority Pass™ lounge locations for no extra change. The card does charge for guest lounge access to Centurion Lounges, though, unless you spend $75,000 in eligible purchases per calendar year.
Lastly, the Sapphire Reserve allows you to bring up to two guests at no extra charge, including to Priority Pass lounges and Chase Sapphire lounges.
Statement credits
The Chase Sapphire Reserve and Amex Platinum also offer more when it comes to statement credits and rewards categories.
In particular, both cards feature a laundry list of statement credits worth well of $1,000 in value each year, compared to the Venture X's two statement credit opportunities. If you're most interested in the Venture X's $300 annual travel credit, note that the Sapphire Reserve also offers a $300 travel credit, but its much easier to use; it applies to all eligible travel purchases and isn't restricted to Chase Travel℠ bookings.
Of course, you may prefer the Venture X's lower annual fee and fewer luxury credits rather than paying $400 or $500 more per year for use-it-or-lose-it perks.
Welcome offers
Comparing the Venture X to the Chase Sapphire Reserve, the Reserve's welcome bonus takes the cake. Not only does the Sapphire Reserve offer more rewards, but it also requires $4,000 less in spending. Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
For the Amex Platinum, the math isn't quite as simple; you won't know the exact welcome bonus amount you'll receive until after you've been approved for the card. You may be able to earn as high as 175,000 Membership Rewards® points (75,000 more than the Venture X) after spending $12,000 in eligible purchases on your new card in your first six months of card membership.
Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent availability.
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Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
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For rates and fees of the American Express Platinum Card®, click here.
