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It's been a rough year for domestic and international travelers. Marred by issues related to understaffing, many airlines have found themselves in a precarious position — in this case, not having enough planes and crew members to accommodate so many travelers — leading to lots and lots of flight cancellations.
So far this year, over 130,000 flights have been canceled. For reference, according to the Bureau of Transportation Statistics, from 2013 to 2021 — with the exception of 2020 — the number of flight cancellations never exceeded 80,000. At this rate, that number could end up close to the record 263,941 number of flights that were canceled in 2020 as a result of the Covid-19 pandemic.
Needless to say, it's been a stressful time for those who have had to fly. And as demand for travel remains strong, it's predicted that this will be a long-standing issue.
Thankfully, there are a few ways to make your next trip to the airport a little bit easier, especially if you have the right credit card.
Whether you're a frequent flyer or you simply want to make your upcoming flight less of a headache, these seven credit cards are worth considering, as they each include complimentary lounge access and statement credits toward expedited airport security to make your next travel experience less stressful.
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Best credit cards for lounge access and expedited security
- The Platinum Card® from American Express
- Delta SkyMiles® Reserve American Express Card
- Capital One Venture X Rewards Credit Card (see rates & fees)
- Capital One Venture Rewards Credit Card (see rates and fees)
- United Club℠ Infinite Card
- Chase Sapphire Reserve®
- Citi® / AAdvantage® Executive World Elite Mastercard®
Statement credits for expedited airport security
Before you hit the airport lounge, you'll need to get through a potentially long security line. While wait times are completely out of your control, there are a few expedited security clearance programs you can enroll in to hopefully shorten your time in line.
- TSA PreCheck®: Issued by the Transportation Security Administration, this is the cheapest option if you want to get through security lines at U.S. airports faster. $78 gets you five years of membership.
- Global Entry: Issued by U.S. Customs and Border Protection, I find Global Entry to be the most sensible option for most travelers, especially as it comes with all the same TSA PreCheck benefits built in. With Global Entry, you can also clear customs much quicker when arriving back to the U.S. It costs $100 for five years of membership.
- CLEAR: As its own standalone product, CLEAR provides quicker clearance through security thanks to biometric technology. By simply scanning your boarding pass and either using your eyes or fingerprints as your method of personal identification, you will be escorted to the front of the general security line, or to the front of the TSA PreCheck line if you're also enrolled in the program. CLEAR membership costs $189 per year.
With each of the credit cards mentioned below, you can enroll in one or more of these expedited security programs, then receive statement credits to cover your membership with either TSA PreCheck®, Global Entry, CLEAR or a combination of them, depending on the card.
Using credit cards to score airport lounge access
Airport lounges aren't only for travelers who fly in business or first class. There are many travel rewards credit cards offering airport lounge access just for being a card member.
Lounges provide a number of benefits to travelers, and they're especially worthwhile for those who hope to avoid large crowds in the airport terminal while waiting to board their flight. Many lounges also offer complimentary food and beverages to their guests, so visiting one is an easy way to save money instead of having to purchase expensive airport food. Some even offer unique amenities like cycling rooms, showers and complimentary massages.
Another good thing is nearly all major airports have at least one lounge, if not more. Throughout my own travels, I've found airport lounges to be an excellent way to escape noisy and crowded airport terminals.
Without further ado, here's a look at seven credit cards that include airport lounge access as well as statement credits toward membership with the aforementioned expedited security programs.
The Platinum Card® from American Express
The Platinum Card® from American Express
Rewards
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
Welcome bonus
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
Annual fee
$695
Intro APR
None
Regular APR
See Pay Over Time APR
Balance transfer fee
N/A
Foreign transaction fee
None
Credit Needed
Excellent/Good
See rates and fees, terms apply.
With The Platinum Card® from American Express, cardmembers and two guests can enjoy access to more than 1,300 Priority Pass lounges across 148 countries, as well as American Express Centurion℠ lounges in the U.S. and abroad, Delta Sky Club® lounges, Escape Lounges, Plaza Premium Lounges and Air Space lounges.
It's worth noting that in order to enter a Delta Sky Club® lounge, you must be flying with Delta or one of its airline partners. Also, starting Feb. 1, 2023 cardholders will have to pay $50 per guest entering a Centurion lounge ($30 per child ages 2–17), although you can qualify for two complimentary guest passes per visit after you spend at least $75,000 on your card within a calendar year. For more information, visit the American Express Global Lounge Collection℠ website.
As for expedited security, cardholders can receive up to $189 each year in statement credits by using The Platinum Card from American Express to pay for their CLEAR® Plus membership (subject to auto-renewal), as well as a $100 fee credit for Global Entry every 4 years or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. The card also comes with an up to $200 annual airline fee credit that you can use toward incidentals like checked baggage fees, seat selection fees, change fees and more.
Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
Rewards
Earn 3X Miles on Delta purchases and 1X Mile on all other eligible purchases.
Welcome bonus
Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
Annual fee
$550
Intro APR
N/A
Regular APR
20.99% - 29.99% variable
Balance transfer fee
N/A
Foreign transaction fees
None
Credit needed
Excellent/Good
See rates and fees, terms apply.
The Delta SkyMiles® Reserve American Express Card is a solid choice for those seeking lounge access, especially if you fly with Delta Airlines regularly. You'll receive access to American Express Centurion℠ lounges when you book Delta flights with your Reserve card, as well as entry to Delta Sky Club® lounges and two one-time guest passes each year if you're traveling with friends or family members. (Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.)
The card also provides a statement credit of up to $100 every four years to cover Global Entry enrollment or a credit of up to $78 every 4.5 years for those wishing to enroll in TSA PreCheck®. Note that if you're approved for Global Entry, you'll receive instant access to TSA PreCheck® perks.
Other air travel-related perks include a first checked bag free, priority boarding and complimentary seat upgrades when you fly Delta.
Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Rewards
10 Miles on hotels per dollar and rental cars, 5 Miles per dollar on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases
Welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Annual fee
$395
Intro APR
None
Regular APR
21.99% - 28.99% variable APR
Balance transfer fee
$0 at the Transfer APR
Foreign transaction fees
None
Credit needed
Excellent
See rates and fees. Terms apply.
The Capital One Venture X Rewards Credit Card is another great card option for travelers looking to escape the airport terminal. When you have the card, you'll have access to Capital One Lounges — one location in Dallas (DFW) is currently open, while two more are expected to open next year in Denver (DEN) and Washington, D.C. (IAD)— as well as the extensive network of Priority Pass and Plaza Premium lounges worldwide. When visiting any of those lounges, you'll also receive two complimentary guest passes per visit (extra guests at Capital One Lounges will cost $45 each).
Capital One also recently announced Capital One Landing, a culinary-focused alternative to the traditional airport lounge coming soon to New York's LaGuardia Airport (LGA) and Ronald Reagan Washington National Airport (DCA). Details are still slim, but it's expected that cardholders will receive special perks.
The card also provides a statement credit of up to $100 every four years when you use it to pay for your Global Entry or TSA PreCheck® membership.
Capital One Ventures Rewards Credit Card
Capital One Venture Rewards Credit Card
Rewards
5 Miles per dollar on hotel and rental cars booked through Capital One Travel, 2X miles per dollar on every other purchase
Welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening
Annual fee
$95
Intro APR
N/A for purchases and balance transfers
Regular APR
20.99% - 28.99% variable
Balance transfer fee
$0 at the Transfer APR
Foreign transaction fee
None
Credit needed
Excellent/Good
See rates and fees. Terms apply.
The Capital One Venture Rewards Credit Card allows two complimentary lounge visits each year, either to Capital One Lounges or more than 100 additional Plaza Premium Lounges through the Partner Lounge Network, making it a great option for those who aren't exactly frequent flyers.
Cardmembers can also receive a statement credit of up to $100 every four years by using the card to enroll in Global Entry or TSA PreCheck®.
United Club℠ Infinite Card
United Club℠ Infinite Card
Rewards
Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining, and 1 mile per $1 spent on all other purchases
Welcome bonus
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Annual fee
$525
Intro APR
None
Regular APR
21.74% - 28.74% variable
Balance transfer fee
5%, minimum $5
Foreign transaction fees
None
Credit needed
Excellent
Member FDIC. Terms apply.
Those who fly with United Airlines will enjoy complimentary United Club membership, worth a value of $650 per year, as a perk of having the United Club℠ Infinite Card. This gives you and up to two guests access to United Club and affiliated Star Alliance lounges worldwide when traveling with the airline or one of its partners. or a partner airline.
The card also provides a statement credit of up to $100 every four years to cover your membership with Global Entry, TSA PreCheck® or NEXUS, an expedited security program for those traveling between the U.S. and Canada.
Other perks include complimentary first and second checked bags when you fly with United, 25% back on in-flight purchases and priority check-in, boarding and baggage handling.
Chase Sapphire Reserve®
Chase Sapphire Reserve®
Rewards
Earn 5X total points on flights and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025
Welcome bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual fee
$550
Intro APR
None
Regular APR
22.49% - 29.49% variable
Balance transfer fee
5%, minimum $5
Foreign transaction fee
None
Credit needed
Excellent
Terms apply.
Read our Chase Sapphire Reserve® review.
Chase Sapphire Reserve® cardholders will have access to more than 1,300 airport lounges across 148 countries once they enroll for free through Priority Pass. You can bring up to two guests for free.
The Chase Sapphire Reserve also provides a statement credit of up to $100 every four years to reimburse you for your Global Entry or TSA PreCheck® enrollment fee.
Citi® / AAdvantage® Executive World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
Rewards
10X AAdvantage® miles per dollar spent on eligible rental cars through aa.com/cars, 10X AAdvantage® miles per dollar spent on eligible hotels through aa.com/hotels, 4X AAdvantage® miles per dollar spent on eligible American Airlines purchases and 1X AAdvantage® miles per dollar spent on all other purchases.
Welcome bonus
Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.
Annual fee
$595
Intro APR
None
Regular APR
21.24% - 29.99% variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer
Foreign transaction fees
None
Credit needed
Good/Excellent
See our methodology, terms apply.
The Citi / AAdvantage Executive World Elite Mastercard is ideal for American Airlines flyers as it comes with a full Admirals Club membership, worth a value of $650 per year. You're allowed to bring up to two guests for free but you can add up to ten authorized users to the card for free and they each get their own memberships as well.
The card also provides a statement credit of up to $100 every five years to cover your membership with Global Entry or TSA PreCheck®.
When flying American Airlines, you'll also enjoy a first checked bag free, priority check-in, early boarding and 25% savings on inflight food and beverage purchases.
Bottom line
Americans are eager to get back on the road after the pandemic-related restrictions, but it's not coming without several issues. However, with one of these cards listed above, you can not only earn a solid welcome bonus to earn rewards for traveling — but also avoid the pains of long security lines and noisy airports with the benefits of each card above.
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Read more
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, click here.