If you set the right financial goals now, you could be wealthier by next year.
Personal finance website WalletHub compiled a list of the top moves you want to be thinking about now to improve your financial well-being.
On top of that list is signing up for a credit monitoring service following a bad year for data breaches, according to WalletHub analyst Jill Gonzalez. The Equifax breach alone affected as many as 145 million people.
Gonzalez recommends you set up text or email notifications to let you know if your data has been compromised.
Following are other important moves that you want to make now.