Retirement Roth IRA

Many retirees today still struggle to convert the assets they have into steady pay in their golden years.

If you absolutely had to, you could pluck a series of payments from your 401(k) or IRA without any penalty. Beware: It's easy to mess this up and end up owing the tax man. Here's what you need to know.

Opening IRA contributions to individuals who are over 70½ is only the beginning. Here's what else older workers may be able to do.

With the stock market nearing all-time highs and the S&P 500 up 5.4 percent year to date, retirement savers are wealthier than ever.

The income gap for women during their earning years seems to persist once they've left the workplace. Here's how to plan for that.

There are five key ways these popular retirement savings plans differ.

Earning too much at work might prevent you from contributing to a Roth IRA. This tactic might help you get around that — just make sure you're careful.

Good financial habits are a great starting point, but investing as early as possible is the best way to meet  financial goals. 

Bob Swift, a fee-only financial advisor and founder of TCI Foundation, doesn't think millennials are learning enough about personal finance. Here's what he's doing to change that.

Pouring your cash into your retirement plan is a wise move, but an even smarter strategy is to also contribute to your Roth IRA and maintain your taxable account. 

The biggest retirement-investing mistakes are easy to avoid. It's the ones 401(k) investors don't even know exist that can be more dangerous.

Be diligent about your financial accounts. Make sure you know where they are so they don't get "escheated" by state governments.

The expenses you paid for your investment accounts are no longer deductible. That means you need to take a second look at how you foot the bill for your IRA.

Despite the tax benefits, only 29 percent of Americans know that 529 plans are an education savings tool, according to a new survey.

Despite the tax benefits, only 29 percent of Americans know that 529 plans are an education savings tool, according to a new survey.

Retirees are wealthier than ever, but saving $1 million requires adopting a long-term approach, Fidelity's Jeanne Thompson says.

A majority of the self-employed crowd report having a better handle on their financial picture since going it alone. If you're a solo worker and can't say the same, here's where to start.

Maybe your income bars you from collecting a tax break for saving in a traditional IRA. Perhaps you earn enough money that you can't contribute directly to a Roth IRA. Here's an alternative.

Everything you need to know about rolling over your 401(k).