Editor's Note: Registration for Marriott Bonvoy's "It's in the Cards" promo offer is now closed. Some offers mentioned below are no longer available.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Marriott Bonvoy is offering eligible co-branded cardholders an opportunity to earn 10,000 bonus points, but it takes a hefty spending requirement to earn the bonus.
Now through August 10th, eligible cardholders can register for Marriott Bonvoy's It's in the Cards promotion. Once enrolled in the offer, you'll have until September 30, 2023 to spend $7,000 on your card and earn the 10,000-point bonus. This offer is available to all eligible U.S. Marriott Bonvoy card members, including the personal and small business cards issued by American Express and Chase.
Marriott Bonvoy 'It's in the Cards' promo
The It's in the Cards promotion is available to U.S. Marriott Bonvoy cardholders, and if you have more than one Marriott card, you can earn the bonus separately for each card. So if you have the Marriott Bonvoy Business® American Express® Card and the no-annual-fee Marriott Bonvoy Bold® Credit Card, you could earn the bonus twice.
However, $7,000 can be a significant amount to spend in roughly two months for a relatively small bonus. For context, Marriott Bonvoy points are worth roughly 0.8 cents per point, according to several travel rewards websites, so this 10,000-point bonus equates to about $80. Also, there's an opportunity cost of putting this large amount of spending on a co-branded card as you could potentially earn more lucrative rewards by putting some of this spending on a different rewards card.
Top Marriott credit cards
Marriott has a range of cards to suit different styles and travel needs. The Marriott Bonvoy Bevy® American Express® Card is a good choice for maximizing everyday spending because it earns a minimum of 2X Marriott Bonvoy® points on all purchases, as well as 4X points on dining worldwide and at U.S. supermarkets (on up to $15,000, then 2X points). So if you're spending $5,000 for this bonus, you'll earn at least 10,000 Marriott points on top of the 10,000-point bonus. Terms apply.
If you prefer a card that's loaded with luxury perks the Marriott Bonvoy Brilliant® American Express® Card is a good fit. It comes with an annual free night certificate (Certain hotels have resort fees. Valid for rooms costing up to 85,000 points), up to $300 in annual dining credits ($25 a month in statement credits), Platinum elite status and 25 elite night credits each year (limitations apply per member account). But the annual fee is $650 (see rates and fees). Terms apply.
If you don't travel as much, the Marriott Bonvoy Boundless® Credit Card has a lower $95 annual fee and a handful of useful benefits. The card's benefits include an annual free night certificate (valid for rooms costing up to 35,000 points), Silver status, 15 elite night credits and baggage delay insurance.
Other ways to earn Marriott points
Several transferrable travel rewards programs partner with Marriott Bonvoy, including Chase Travel℠ and American Express Membership® Rewards. Both of these programs transfer to Marriott at a 1:1 ratio, so 50,000 Amex or Chase points can be converted into 50,000 Marriott points.
The Chase Sapphire Preferred® Card (see rates and fees) is an excellent overall travel card with a solid welcome bonus and a range of travel insurance protections. Plus, it offers a generous return on a wide range of travel and dining purchases.
The Chase Sapphire Preferred® Card packs a punch for a $95 annual fee card, offering annual travel credits, comprehensive travel protections, flexible rewards and more.
- You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Long list of travel and shopping protections
- Annual Chase Travel hotel credit
- Has an annual fee
- Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
The American Express Platinum Card® is a premium travel card loaded with perks. Cardholders have access to statement credits for Uber (enrollment required), Equinox (enrollment required), digital entertainment (enrollment required), hotels and more, as well as automatic gold elite status with Hilton and Marriott (enrollment required). Terms apply.
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
- Not as rewarding for purchases as other lower-fee travel cards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants in select cities through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
- $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM late check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
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Bottom line
Co-branded Marriott Bonvoy cardholders can register for the It's in the Cards promo and earn 10,000 bonus points after spending $7,000 during the promotion. You must register by August 10th and meet the spending requirement by September 30th to qualify for the bonus points.
However, the value of the bonus is relatively small so you shouldn't overspend just to earn it. If have large purchases coming up, you may be better off applying for a new rewards credit card and going after its welcome bonus instead.
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For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, click here.
For rates and fees of the American Express Platinum Card®, click here.
For rates and fees of the Marriott Bonvoy Bevy® American Express® Card, click here.
Information about the Marriott Bonvoy Boundless Credit Card, Marriott Bonvoy Bold Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
