I normally never use the term "lazy" to describe myself, but in this instance I'll make an exception.
You may think, to get anywhere with your money, you have to roll up your sleeves, consult with the experts and take on a mountain of work. Indeed, much of the financial industry may try to convince you that with complexity come better returns.
But in my experience, complexity is not only expensive, it can be inefficient and comes with no guarantees. Putting together a perfect set-it-and-forget-it portfolio has served me well over the last two decades, and here's why.