The offer mentioned below for the for the Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card is no longer available.
Using a small business credit card to help with cash flow is great, and earning a sizable welcome bonus is even better. If you're looking to earn some extra cash, Chase is currently offering an elevated welcome bonus on the Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card, worth $900 when you meet the minimum spend. But be sure to act fast as the offer on the Unlimited card will expire at 9 a.m. EST on Jan. 18, 2024.
If you plan on investing in your business, using an eligible Ink Business card for purchases is a simple way to be rewarded. Business owners can maximize the amount of cashback they earn on various business expenses, whether it’s electronics or work-from-home setups, by spending $6,000 within the first three months from account opening.
Plus if you add employees as authorized cardholders, you’ll earn cash back on all their spending, which helps you earn the bonus even faster.
Ink Business Cash and Unlimited welcome bonus
- Current offer: Earn $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening.
- Old offer: Earn $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening.
The elevated bonus offer is the same on both the Ink Business Cash and Unlimited cards and can earn you $150 more in bonus cash back. In order to earn this bonus, you’ll need to spend the same $6,000 from the original welcome bonus offer within the same three-month timeframe.
If your business can reasonably afford to meet the spending requirements, using the Ink Business cards could be a nice way to earn a little extra money. Plus you don’t have to worry about paying a fee for either card since they both have no annual fee.
How to redeem Chase rewards
While this card is a cash-back card, you receive cash back in the form of Chase Ultimate Rewards® points. The $900 bonus cash back is equal to 90,000 Chase Ultimate Rewards® points. You have the option to redeem your points for a statement credit to offset your bill or for gift cards or travel through the Chase Travel℠ portal.
Plus, if you have either the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® you can convert the rewards earned with these cards through Chase TravelSM. Chase's transfer partners include United, Air Canada, Hyatt and more.
Who’s eligible to earn the Ink Business Cash and Unlimited card welcome bonuses?
Chase is often known for strict eligibility requirements on its Sapphire cards, but leaves off any requirements for its business cards. The terms does not state anything about prior cardholders needing to wait 24 to 48 months before earning another bonus. You can apply for both the Ink Business Cash and Ink Business Unlimited card and earn both welcome bonuses.
Take note that you’ll have to factor in Chase’s 5/24 rule before applying for either or both cards. The 5/24 rule limits who can be approved for a new Chase credit card. If you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months, there’s a strong chance you’ll be denied a new Chase Ink Business card. That's because lenders typically check your personal credit with a business application.
Bottom line
Chase is offering an elevated welcome bonus on the Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card. For a limited time, new cardholders can earn $900 cashback (equal to 90,000 Ultimate Rewards points) after spending $6,000 on purchases within the first three months of account opening. The offer for the Unlimited card will expire at 9 a.m. EST on Jan. 18, 2024, so you'll need to act quickly if you want this bonus for that card.
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