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Limited time offer: Save 10% on gift cards via Chase Ultimate Rewards

For a limited time, Chase is offering a 10% discount on select gift cards via Ultimate Rewards. Valid through November 30, 2020.

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Gift cards are a simple way to redeem credit card rewards, and Chase is currently offering a 10% discount on select gift cards through November 30, 2020. All Chase Ultimate Rewards® card members are eligible to receive the 10% discount, except where noted below.

Eligible cards include: Chase Freedom Flex℠Chase Freedom Unlimited®Chase Freedom® (no longer accepting new applicants), Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred® Credit Card, Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card.

The offer is for a 10% discount on the following gift cards when you redeem your reward points through Chase Ultimate Rewards®, except where noted:

  • Adidas (Freedom only)
  • Applebee's (Freedom only)
  • Barnes & Noble
  • Bath & Body Works
  • Boscov's
  • Buffalo Wild Wings
  • The Children's Place (15% discount)
  • Chili's
  • Chipotle
  • Fandango
  • Google Play
  • H&M
  • Happy Dining
  • Happy Holidays
  • Happy Rewards
  • Hello Fresh
  • Kohl's (Freedom only)
  • Lowe's (5% discount)
  • Macy's (Freedom only)
  • Microsoft Xbox (Freedom only)
  • Nordstrom (Freedom only)
  • Nordstrom Rack (Sapphire only)
  • Petco
  • PetSmart
  • Red Lobster (Freedom only)
  • Red Robin
  • Saks Fifth Avenue (Freedom only)
  • SpaFinder
  • Top Golf

To take advantage of this offer, log into your account and click on "Ultimate Rewards®" then "Shop Gift Cards." You can navigate to "Recommendations" and sort by "Sale."

Minimum gift card redemption amounts vary by merchant, but many cards have $15 or $25 minimums. The value of one point is worth a penny. For example, a $25 Fandango gift card would typically cost 2,500 points, but with the promo it's 2,250 points.

Gift cards are shipped and you have two options: free standard shipping, which takes six to 10 days, or rush shipping, which costs $10 and takes three to six days.

Note that there are limited gift card quantities available, so some offers may be pulled prior to Nov. 30, 2020.

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Information about Chase Freedom® has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.