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Credit Cards

Chase points are worth up to 50% more towards Apple purchases thanks to this limited-time promotion

Points redemptions will be worth 10%, 25% or 50% more with this new promo from Apple and Chase.

Source: Thomas Peter | Reuters

The offers mentioned below are no longer available.

Calling all Apple enthusiasts: Now through Nov. 30, Chase cardholders can save a little extra this fall when redeeming points for Apple products through Chase Ultimate Rewards®. Depending on which card you have, your points will be worth 10%, 25% or 50% more than usual thanks to this promotion.

In other words, if you've been waiting for the right time to upgrade your iPhone, iPad, Apple watch or laptop — or get a head start on all your holiday shopping — this is it.

Below, Select takes a look at Chase and Apple's latest promotion and the cards you'll need to use it.

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Chase and Apple's Fall Shopping Promotion

With this special limited-time promotion, Chase cardholders will be able to save when redeeming Chase Ultimate Rewards® points for Apple products via the Apple Ultimate Rewards® store between Oct. 15 and Nov. 30, 2022.

Normally Chase points can be redeemed for cash back or Apple products at 1 cent apiece, meaning 10,000 points would be worth $100. With this promotion, those same 10,000 points are now worth $110, $125 or $150 towards Apple products, depending on which card you redeem them with.

Points are worth 10% more when you redeem them with your:

  • Chase Freedom® (as of Sept. 15, 2020, this card is closed to new applicants)
  • Chase Freedom Unlimited®
  • Chase Freedom Flex℠
  • Chase Freedom Student
  • Chase Ink Business Cash® Credit Card
  • Chase Ink Business Unlimited® Credit Card

Points are worth 25% more when you redeem them with your:

  • Chase Ink Business Preferred® Credit Card
  • Chase Ink Plus® Business Card
  • Chase Sapphire Preferred®

Points are worth 50% more when you redeem them with your:

  • Chase Sapphire Reserve®
  • JP Morgan Reserve

If you've been looking to splurge on a new Apple watch, score some new AirPods or pick up a new iPhone 14 — whether as a treat for yourself or to hit the ground running on this year's holiday shopping list — this promo could end up being pretty lucrative depending on which card you're using.

Chase welcome bonuses to consider

For those who are still on the fence about signing up for one of these qualifying credit cards, keep in mind that you might be able to redeem points earned due to a generous welcome bonus — especially if you've got a large purchase coming up in the next few weeks — which would allow you to pick up a large amount of points in time to make the Nov. 30, 2022, deadline.

While most of the aforementioned cards offer cash-back rewards as welcome bonuses, three credit cards in particular are currently offering a robust amount of bonus points for new cardmembers.

  • For the Chase Sapphire Preferred® you can earn 60,000 bonus points after spending at least $4,000 within the first three months of account opening. 60,000 points redeemed for Apple Products would be worth $750 with the Sapphire Preferred. For the Chase Sapphire Reserve®, you can earn 80,000 bonus points after spending at least $4,000 within the first three months of account opening, worth $1,200 when redeemed through Chase Ultimate Rewards® for Apple Products.
  • Chase Ink Business Preferred® Credit Card, geared more toward the needs of small business owners, lets you earn 100,000 bonus points after spending at least $15,000 within the first three months after account opening. 100,000 points redeemed for Apple Products would be worth $1,250 with the Ink Preferred credit card.

Bottom line

If you happen to be a Chase cardholder, now is the time to get a jump on this year's holiday shopping. In times of record-high inflation, every dollar goes a long way, and for a few weeks this fall, your points will be worth 10%, 25% or 50 more, letting you save a little extra on this season's Apple purchases.

Of course, if you're looking to sign up for a new card to take advantage of the increased points-redemption rate, make sure your credit score is in good shape and that you'll be able to meet the minimum-spending requirements needed to earn the welcome bonus in a responsible manner.

Information about the Chase Freedom Flex℠, Chase Freedom Student has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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