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United Airlines and Chase launch new no-annual-fee United Gateway Card

The latest new credit card to hit the market from Chase is the United Gateway Card. This card can help loyal United flyers earn miles at no annual fee.

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Two weeks after Chase launched the new Chase Freedom Flex℠, the issuer is releasing a new co-branded card with United Airlines: the United Gateway℠ Card.

This card joins two other consumer United cards, the United℠ Explorer Card ($95 annual fee, waived the first year) and the United Club℠ Infinite Card ($525 annual fee), making it the only United card with no annual fee that’s currently open to new applicants.

If you often fly United, you may want to consider adding this no-annual-fee card to your wallet to maximize the miles you earn on everyday purchases like gas and commuting. And if you have one of the older United TravelBank and Legacy United MileagePlus cards, Chase will be transitioning you to the new Gateway card (timeline to be announced soon).

Here’s a breakdown of the new United Gateway Card’s key benefits.

New United Gateway Card benefits

The United Gateway Card provides you with elevated rewards on United purchases, groceries, gas and transportation expenses. Here’s what rewards you can expect:

  • 3X miles on grocery store purchases, up to $15,000, for the first year your account is open
  • 2X miles on United purchases
  • 2X miles at gas stations
  • 2X miles at local transit and commuting
  • 1X mile on all other purchases

New cardmembers can also benefit from a welcome bonus: Earn up to 15,000 bonus miles after you spend $1,000 on purchases in the first three months of account opening.

The bonus offer is lower than the United Explorer, but that’s to be expected with a no-annual-fee card.

Beyond rewards, you'll receive access to a variety of travel and purchase coverages, including:

  • Purchase protection
  • Extended warranty protection
  • Roadside dispatch
  • Auto rental collision damage waiver (secondary)
  • Travel and emergency assistance services
  • Trip cancellation/interruption insurance

In addition, you can receive 25% back as a statement credit on in-flight United purchases of food, beverages and wifi, as well as no foreign transaction fees.

United Gateway℠ Card

On Chase's secure site
  • Rewards

    Earn 3x on grocery store purchases up to $15k for the first year account is open. Earn 2 miles per $1 spent on United purchases, at gas stations and on local transit and commuting; 1 mile per $1 spent on all other purchases

  • Welcome bonus

    Earn up to 15,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open

  • Annual fee


  • Intro APR


  • Regular APR

    16.49% to 23.49% variable

  • Balance transfer fee

    5%, minimum $5

  • Foreign transaction fees


  • Credit needed


Terms apply.


Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.