Panji Irawan is Director of Finance and Strategy at PT Bank Mandiri.
Bank Mandiri was established on October 2, 1998, as part of the bank restructuring program of the Government of Indonesia. In July 1999, four state-owned banks—Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo—were amalgamated into Bank Mandiri. The history of these four banks can be traced back to over 140 years, and together they had contributed to the beginning of the Indonesian banking sector.