Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Just in time for Amazon Prime Day, certain American Express cardholders can save big by paying with American Express Membership Rewards points at checkout.
Now through 5 p.m. EST. on July 13th, Amazon customers can take advantage of a variety of targeted discounts when they use their American Express Membership Rewards® points at checkout. Some of the available offers are for up to 50% off (up to $80), up to 40% off (up to $60) or up to 15% off (up to $15) purchases of eligible products. Typically, you'll only need to redeem one Membership Rewards point to earn the deep discount. However, for the 15% off offer, you'll need to redeem 714 Membership Rewards points, which are worth roughly $5 in Amazon merchandise.
Here's what you need to know about these great offers, and how to maximize them.
Use Amex points on Amazon
American Express offers the option to use Membership Rewards points to cover the entire cost of an Amazon purchase. Unfortunately, this is not a great option as the value of your points is 0.7 cents per point, much less than the value you can get with other redemption options. But with this promotional offer, one point can be worth up to $80.
To see if you are targeted for the offer, simply click this link here. You'll also need to make sure you connect your Amex account to your Amazon account to be eligible to shop with your points. If you don't already have an American Express card linked to your Amazon account, there is also a targeted deal available to get up to $15 off when you add and use an eligible American Express card.
If you're targeted, the steps are simple:
- Once you go to checkout, you will be asked to use Membership Rewards points.
- In the box, type in the minimum amount needed to qualify for your offer (typically $0.01)
You should then see a line item in your checkout box that shows your discount.
It's best to redeem the minimum amount of Amex points with this offer — using more than the minimum gets a poor value for your points.
There are several terms to keep in mind:
- Not all Amazon accounts are targeted for these offers
- Offer only applies to products shipped and sold by Amazon.com
- Offer doesn't apply to the purchase of digital content
- This promotion is available only to Amazon.com customers with an eligible Membership Rewards points card issued in the United States
If you aren't earning American Express Membership Rewards points, there are plenty of redemption ideas to keep in mind other than your next Amazon order.
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How to redeem Amex Membership Rewards
Membership Rewards are some of the most sought-after credit card rewards points because there are many ways to redeem them. When you earn Amex Membership Rewards points, you can:
- Transfer the points to various airline and hotel loyalty programs. This is generally regarded as the most valuable way to use Amex points.
- Use the points to book travel directly through AmexTravel.com
- You can cover your charges directly on your statement
- Pay with points at checkout of major retailers like Best Buy and Walmart
- Redeem for gift cards
- Purchase merchandise through American Express
Each of these redemptions will net you a different value for your points. While using your Amex points for less valuable redemptions isn't the end of the world, like statement credits and purchasing merchandise through Amex, it is important to understand how much value you get for every dollar you spend.
How to earn Amex Membership Rewards
There are several American Express credit cards that earn Membership Rewards. This includes both personal and business credit cards.
The American Express Platinum Card®: New cardholders may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership*. The card comes with a long list of features, including a TSA PreCheck/Global Entry statement credit, up to $200 airline fee statement credit, $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply; enrollment required), travel insurance and more. The annual fee is $895 (See rates and fees).
American Express® Green Card: The Amex Green Card offers new cardholders the chance to earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. It comes with several benefits such as: CLEAR® Plus membership credits and LoungeBuddy credits. The annual fee is $150. (See rates and fees).
The Business Platinum Card® from American Express: The Amex Business Platinum Card is similar to the Amex Platinum listed above, but it offers additional benefits to small business owners like up to $150 Dell credit (enrollment required), spend management tools and excellent travel benefits. New cardholders may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The Blue Business® Plus Credit Card from American Express: The Blue Business Plus card is a no-annual-fee business credit card (see rates and fees) with a simple earning structure: You will earn 2X points for every dollar spent on eligible business purchases, up to $50,000 per year (then 1X). Terms and limitations apply.
The American Express Platinum Card® is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)
- Access to 1,550+ airport lounges, including Priority Pass™ lounges (enrollment required) and Amex Centurion lounges
- Statement credit offers worth up to twice what the annual fee costs
- Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
- High annual fee
- Many statement credit offers are complicated and are earned in increments or limited to specific purchases
- Not as rewarding for purchases as other lower-fee travel cards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants in select cities through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
- $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM late check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
The American Express® Green Card is geared toward those who frequently travel and eat out often, but don't want to shell out on a premium card.
- Up to $199 credit for a CLEAR® Plus membership each year (subject to auto-renewal)
- Earns flexible rewards you can transfer to 20+ airline and hotel loyalty programs
- No foreign transaction fees
- $150 annual fee
- No ongoing non-travel statement credit offers
Bottom line
Select American Express cardholders may be eligible for a targeted Amazon discount when using Membership Rewards points to pay for part of their purchase. With the current offers, you can receive discounts of up to 50% off your eligible purchase.
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Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
*The American Express Platinum Card® Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $12,000 on eligible purchases within the first 6 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. Terms apply.
*The Business Platinum Card® from American Express Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $20,000 on eligible purchases within the first 3 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you're approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.
For rates and fees for the American Express Platinum Card®, click here.
For rates and fees for the American Express® Green Card, click here.
For rates and fees for The Business Platinum Card® from American Express, click here.
For rates and fees for The Blue Business® Plus Credit Card from American Express, click here.
