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Credit Cards

Save up to 40% on Amazon by using just one Amex Membership Reward point

When you use Membership Rewards on your next Amazon order, you can get up to 40% off.

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Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Before you submit your next order to Amazon, you can save big by using your American Express Membership Rewards points. Every couple weeks, newly targeted Amazon customers will receive either 20% or 40% off their next order, up to $40. All you need to do is redeem one Membership Rewards point to earn the deep discount.

Here's what you need to know about this great offer, and how to maximize it.

Use Amex points on Amazon

American Express offers the option to use Membership Rewards points to cover the entire cost of an Amazon purchase. Unfortunately, this is not a great option as the value of your points is 0.7 cents per point, much less than what you can redeem for when used for travel. But with this promotional offer, one point can be worth up to $40.

To see if you are targeted for the offer, simply click this link here. You'll also need to make sure you connect your Amex account to your Amazon account to be eligible to shop with your points.

If you're targeted, the steps forward are simple:

  • Once you go to checkout, you will be asked to use Membership Rewards points.
  • In the box, type in "0.01".

You should then see a line item in your checkout box that reads "Amex Membership Rewards - 40% off".

It's important that you redeem just one Amex point with this offer — using more than that will mean you're getting a poor value for your points.

There are several terms to keep in mind:

  • Not all Amazon accounts are targeted for this offer
  • Offer only applies to products shipped and sold by Amazon.com
  • Offer doesn't apply to purchase of digital content
  • This promotion is available only to Amazon.com customers with an eligible Membership Rewards points card issued in United States

If you aren't earning American Express Membership Rewards points, there are plenty of redemption ideas to keep in mind other than your next Amazon order.

How to redeem Amex Membership Rewards

Membership Rewards are some of the most sought after points in the credit card rewards space because of their multiple uses. When you earn Amex Membership Rewards points, you can:

  • Transfer the points to various airline and hotel loyalty programs. This is generally regarded as the most valuable way to use Amex points.
  • Use the points to book travel directly through AmexTravel.com
  • You can cover your charges directly on your statement
  • Pay with points at checkout of major retailers like Best Buy and Walmart
  • Redeem for gift cards
  • Purchase merchandise through American Express

Each of these redemptions will net you a different value for your points. While using your Amex points for less valuable redemptions isn't the end of the world, like statement credits and purchasing merchandise through Amex, it is important to understand how much value you get for every dollar you spend.

If your net value of points redeemed is on the lower end (less than 1 cent per point), you would be better off with a cash-back credit card like the Citi® Double Cash Card.

Citi® Double Cash Card

On Citi's secure site
  • Rewards

    2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill

  • Welcome bonus

    No current offer

  • Annual fee

    $0

  • Intro APR

    0% for the first 18 months on balance transfers; N/A for purchases

  • Regular APR

    16.24% - 26.24% variable

  • Balance transfer fee

    For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies

  • Foreign transaction fee

    3%

  • Credit needed

    Good/Excellent

Terms apply.

How to earn Amex Membership Rewards

There are several American Express credit cards that earn Membership Rewards, for both personal and business use. And right now, several cards have heightened welcome offers.

The Platinum Card® from American Express: The Amex Platinum is currently offering 100,000 American Express Membership Rewards® points after spending $6,000 within the first six months of card membership. The card comes with a long list of features, including: a TSA PreCheck/Global Entry statement credit, up to $200 airline fee credit, up to $200 in Uber Cash, travel insurance and more. The annual fee is $695. (See rates and fees)

American Express® Green Card: The Amex Green Card offers new cardholders the chance to earn 30,000 Membership Rewards® points after they spend $2,000 on purchases in the first three months of card membership. It comes with several benefits such as: CLEAR® membership credits and LoungeBuddy credits. The annual fee is $150. (See rates and fees).

The Business Platinum Card® from American Express: The Amex Business Platinum Card is similar to the Amex Platinum listed above, but it offers additional benefits to small business owners like up to $400 Dell credit (up to $200 semi-annually, enrollment required), spend management tools and excellent travel benefits. New cardholders can earn 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months.

The Blue Business® Plus Credit Card from American Express: The Blue Business Plus card is a no annual fee business credit card with a simple proposition: You will earn 2X for every dollar spent on eligible purchases, up to $50,000 per year. Currently, the card offers 15,000 points after spending $3,000 on eligible purchases within the first three months.

The Platinum Card® from American Express

On the American Express secure site
  • Rewards

    Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases

  • Welcome bonus

    Earn 100,000 Membership Rewards® points after spending $6,000 within 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

  • Annual fee

    $695

  • Intro APR

    None

  • Regular APR

    See Pay Over Time APR

  • Balance transfer fee

    N/A

  • Foreign transaction fee

    None

  • Credit Needed

    Excellent/Good

See rates and fees, terms apply.

For rates and fees for The Platinum Card® from American Express, click here.

For rates and fees for the American Express® Green Card, click here.

For rates and fees for The Business Platinum Card® from American Express, click here.

For rates and fees for The Blue Business® Plus Credit Card from American Express, click here.

Information about the American Express® Green Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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