Best credit cards for good credit in May 2024

A good credit score (670 to 739) is essential to qualifying for some of the best credit card offers. Credit cards that require good credit often provide competitive rewards, generous welcome bonuses, long 0% APR periods, annual statement credits and more that make it worthwhile to have a score above 670.

And good credit doesn't only help you qualify for the best credit cards — you can also receive better interest rates on mortgages and auto loans, as well as other financial products.

If you don't fall within the good credit range, check out our roundup of the best cards for bad credit (scores below 580) or fair/average credit (580 to 669).

CNBC Select breaks down the best credit cards for people with good credit, so you can choose a card that fits your needs.

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Who's this for? The Capital One Venture Rewards Credit Card offers the best rewards rate on select hotel purchases: Earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel and 2X miles per dollar spent on all other spending, which is a great flat rate. While Venture does come with a $95 annual fee (see rates and fees), it's low compared to some other rewards cards, with some annual fees up to $550.

In addition to rewards, every four years cardholders receive a credit for a Global Entry or TSA PreCheck® application, up to $100. If you travel often, this is a great perk that can save you time and money.

This card has no foreign transaction fees (see rates and fees) and comes with a bunch of additional travel perks, such as 24-hour Travel Assistance Services* and MasterRental Insurance*.

*Benefit available to accounts approved for the World Elite Mastercard product, subject to terms, conditions, and exclusions in the World Elite Mastercard Guide to Benefits. See Account Terms or Application Terms for more details. Terms, conditions and exclusions apply.

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Who's this for? If you have good credit and are looking to maximize cash back in a variety of rotating categories, the Chase Freedom Flex® may be the card for you.

The cash-back calendar changes every quarter; learn more about how Chase classifies bonus category purchases.

In addition to rotating rewards, you can earn 5% cash back on travel booked through the Chase Travel℠ portal, 3% cash back on dining at restaurants and at drug stores and 1% cash back on all other purchases.

Freedom Flex also has one of the best welcome bonuses around: Earn $100 cash back after you spend $500 on purchases in your first three months from account opening. That's like earning 40% back.

Beyond rewards, you can take advantage of no annual fee and a competitive no-interest period for the first 15 months from account opening on new purchases and balance transfers (then 20.49% - 29.24% variable APR). There's an intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that it's either $5 or 5% of the amount of each transfer, whichever is greater.

The Freedom Flex card also provides cell phone protection and select partner benefits, such as 5% cash back on Lyft purchases through March 31^st, 2025 and complimentary three months of DashPass, plus 50% off for the next nine months when you activate by December 31^st, 2024. This perk provides you with free delivery on DoorDash orders over $12 and lower service fees.

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Who's this for? The Citi Simplicity® Card offers one of the longest balance transfer intro periods at 0% intro APR for the first 21 months from date of first transfer (after, 19.24% - 29.99% variable APR). This is nearly two years to pay off debt, which can be helpful if you have a large balance or if your cash flow doesn't allow you to pay off debt within the 6-, 12- or 15-month time periods of other balance transfer cards.

This card has no annual fee and come with an introductory balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). This can be worthwhile if you're paying high interest charges.

New cardholders have four months to complete their balance transfer (longer than the typical 60 to 90 days). While you have more time to complete a transfer, the intro APR period starts at account opening — so try to make the transfer as soon as possible to get the most benefit of the interest-free period.

This card also never charges late fees (though we always recommend you pay your balance on time and in full). There isn't a welcome bonus or a rewards program.

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At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best credit cards for good credit.

To determine which credit cards offer the best value for people with good credit, CNBC Select analyzed 234 of the most popular credit cards available in the U.S. We compared each card on a range of features, including rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.

CNBC Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.

Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.

Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. All rewards total estimations are net the annual fee.

While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your shopping habits.

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For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.